Updated: 30 July 2026

This Privacy Policy explains how Finance Circuit handles personal data when you visit the website or contact the publication. Finance Circuit is operated by Mahesh Sirvi from Pune, Maharashtra, India.

1. Data we handle

Website delivery and security data

When a browser requests a page, hosting and network systems may process the IP address, device and browser details, requested address, referring address, date and time, response status and security events. This information is used to deliver, cache, protect and diagnose the website.

Email correspondence

If you email Finance Circuit, we receive the address you use, your message, attachments and any other information you choose to provide. Please do not send confidential, financial-account, identity-document or special-category information unless it is necessary and requested through an appropriate channel.

Newsletter subscriptions

If you use a Finance Circuit newsletter form, we receive the email address you enter, the date and time of consent, the version of the consent notice, the page or placement where you joined, and the reader-list status. New addresses remain pending until newsletter delivery, confirmation and unsubscribe handling are operational. Short-lived security controls may process a salted hash derived from the requesting IP address to limit automated abuse; the subscriber record does not store the raw IP address.

Functions not offered

Finance Circuit does not offer public user accounts, comments or general on-site contact forms. The website does not use non-essential analytics or advertising technology, and it does not process affiliate-link, checkout or payment data.

2. How and why we use data

We use the limited information described above to:

  • deliver, cache, maintain and secure the website;
  • respond to enquiries, correction requests and service discussions;
  • manage reader-list requests and, once newsletter delivery begins, confirmation, delivery preferences and unsubscribes;
  • investigate abuse, faults or security incidents;
  • keep records needed to manage editorial, contractual or legal matters; and
  • comply with applicable law and enforce the website terms.

Depending on the circumstances and applicable law, this processing is based on providing a requested service, legitimate interests in operating and protecting the publication, consent, or a legal obligation.

3. Service providers and transfers

The website is hosted by Hostinger and runs on WordPress with LiteSpeed technology. Those systems may process technical logs, cache data and security information needed to operate the site. Newsletter subscriber records are stored in the site’s WordPress database and hosting backups and are not exposed through the public WordPress API. Cloudflare provides DNS; if its proxy is enabled for website traffic, it may also process network, device and security data. Email correspondence is handled by the provider serving the operator’s working contact address.

Providers process information under their own infrastructure, security practices and contractual terms. Data may be processed outside your state or country. We may also disclose information when required by law, to protect rights or security, or in connection with a lawful business reorganisation.

Finance Circuit does not sell personal data.

4. Cookies and similar technology

Finance Circuit does not use non-essential analytics or advertising cookies. Essential cookies or comparable technical signals may be used by the host, caching layer or security provider to deliver pages, prevent abuse and support administrator sessions. Public visitors cannot create accounts or post comments.

You can use browser controls to inspect, block or remove cookies. Blocking an essential security or delivery mechanism may affect site operation.

5. Retention and security

Email correspondence and related records are kept only as long as reasonably needed for the enquiry, reader-list request, editorial record, service discussion, security need or legal obligation. A reader-list address is kept until the person asks for deletion, unsubscribes after delivery begins, or the list is retired. Technical logs are retained according to operational, security and provider settings. Information may be deleted, anonymised or retained for longer when the law requires it or a legal claim makes it necessary.

Reasonable administrative and technical safeguards are used, but no website, email system or transmission method can be guaranteed to be completely secure.

6. Your choices and rights

Subject to applicable law, you may ask to access, correct or delete personal data, object to or restrict certain processing, withdraw consent where consent applies, or raise a privacy complaint. We may need enough information to verify the request and locate the relevant records. Some information may be retained where the law permits or requires it.

7. Contact and changes

Send privacy questions or requests to hello@thefinancecircuit.com. Finance Circuit may revise this policy when the website, providers or legal requirements change. The updated date at the top shows the version that applies.